In the past, international travel insurance received little attention. Yet, now after Covid-19, it is an important factor for some countries to grant visa exemptions for you to go abroad for sightseeing, business trips, or to visit relatives.
In any travel or business trip to a far away place, we cannot anticipate the risks that may occur at any time and in any situation. Although these are undesirable problems, travel insurance is a solution to deal with risks, helping you minimize damage to the minimum if any.
Because Health Insurance May Not Be Effective On Hospitalization
If you become seriously ill or suffer serious injuries abroad, your health insurance may not be accepted during hospitalization. However, once you purchase international travel insurance with benefits for urgent medical care, you can partially or fully claim the hospital bill from the insurance provider. Thus, please don’t globetrotting without travel insurance!
Covers You Should Consider from the Best International Travel Insurance
Yes, there are many things to look at when talking about travel insurance. On top of that, the cover that travel insurance can offer to you is one of the most important.
Paying for Emergency Medical Evacuation or Hospital Transfer
In the event that you have a serious injury or have a serious medical condition that requires urgent medical evacuation to an appropriate hospital for treatment, the entire cost of that process will be enormous. Therefore, the emergency medical evacuation benefit during international travel insurance will help you a lot in this case. The insurance company’s medical support team will verify that the local medical facility is not qualified to treat your case. Then, they will pay for transportation, possibly even returning you to your home country for appropriate treatment.
Support Paying Visits For Your Relatives
Depending on the type of insurance purchased, it will usually cover the cost of visiting relatives. In case the insured person must have the oversea treatment and requires a medical visit, travel insurance will cover travel and accommodation expenses for a visiting relative or friend of the insured.
Reimbursement for Trip Cancellation/Postponement
One of the reasons why you should buy international travel insurance is the cancellation benefit. Especially when delayed flights regularly for many reasons and unexpected incidents nowadays. The insurance company will compensate you according to the limit specified in the contract as well as necessary expenses incurred as a result of the delayed trip.
And yet, the insurance company will support you to be able to continue your trip as originally planned. Otherwise, they will have an alternative solution to ensure you have a great vacation.
Handling Lost Baggage Situations
There are many cases of luggage lost at the airport. When luggage is lost for more than 24 hours, international travel insurance can provide you with a sum of money to buy necessary personal items. In case of loss of luggage, you will receive compensation corresponding to the value of the lost property according to regulations from the insurance company.
Accompanying and Supporting You 24/7
If you have international travel insurance, you can call your insurance company’s hotline for 24/7 support. Your insurance agent will help you make arrangements to get the medical care you need.
With just one phone call, the insurance staff will assist you in an emergency such as loss of passport, identity documents, or personal belongings,… Surely you will feel more secure when traveling.
What to Note When Buying an International Travel Insurance
- Before conducting any transaction, checking the reliability of the insurance provider is extremely necessary because this will directly affect your benefits.
- Most travel insurance plans cover the cost of Covid-19, but some insurance plans may not cover this. Therefore, you should carefully read the policies and note the exclusion policies related to the epidemic.
- Transparency in the claiming process of insurance companies is one of the decisive factors to find a quality travel insurance company. A claims process should include complete instructions on who to contact and how to contact to make a claim.
Travel Insurance Provider That You Can Consider
If you already know a company that provides good travel insurance, you should buy one before any trip. However, if so many insurance companies in the market make you confused, I hope that this company will be a good choice for you. Many travelers and bloggers around the world trust it.
World Nomads is a reliable insurer with simple and flexible international travel insurance available to anyone from over 130 countries. It has cover for oversea problems related to medical, baggage, evacuation, and a wide range of adventure activities.
World Nomads has essential cover for any travelers. It’s backed by global assistance partners and specialist insurers. You can buy and claim online while traveling. Especially, they support community projects from the travel insurance you buy.
Just a note, travel insurance coverage may not be available for residents of all countries, states, or provinces. You should carefully read your policy wording for a full description of coverage when buying. Enjoy traveling, and have a great safety trip!
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